The property portion of these types of insurance policies helps cover buildings and property you own, such as offices, and equipment or tools that your company needs to perform essential functions. The casualty portion of these types of insurance policies helps protect your company from liability when accidents happen, like if a customer is injured by one of your products or services. Stand Alone General Liability and property coverage is available.

Umbrella Liability provides additional protection over a primary or underlying limit of insurance. This coverage is in excess of General Liability, Automobile, and Workers’ Compensation coverage. Usually written with a self-insured retention, coverage is provided when the primary policy limit is exhausted. With umbrella coverage, you may be able to lower the limits of your General Liability or Auto policies, which can reduce your costs.

Protects businesses from errors and omissions that may occur while working with clients.

Protects employers against such employment-related claims as wrongful termination, sexual harassment, discrimination for age, sex, race, disability, and/or retaliation for other employment related allegations. With the rise of employment related lawsuits, employers can protect themselves with EPLI coverage. We help you identify potential exposures and develop a customized EPLI program that fits your situation. We provide claims management and claims resolution services during disputes.

Provides coverage for the Directors and Officers of a company for their failure to act, or for lack of performance of their duties. All directors can be subject to a claim from their stockholders and customers. Coverage can also be provided to protect the business entity, as it is normally brought into the suit. We can provide this very important, but often overlooked coverage, at competitive rates.